DISCLAIMER: What I am about to write about concerning 100 frugal tips, of which I am no expert. Instead, I rely on research for my claims which are not academically or clinically based and are always susceptible to change. Do not treat the following information as prognoses for any problem, rather as general information. If you are looking for an individualized diagnosis, please consult a professional.
I decided to amalgamate 100 frugal tips into one list, which vary based on the circumstances. These tips will help you to save money, think about your relationship with money and yourself, and think about your place in society. They have been covered by YouTubers and travel sites down below.
Notice how I wrote \”save money\” but not \”save time.\” If you work in a time-sensitive profession, then some of the tips might not apply to you.
Here is the organization of the list by topic:
- 1-11: Priorities
- 12-29: Price Comparisons
- 30-38: Buying
- 39-41: Selling
- 42-48: Hygiene
- 49-75: Home
- 76-84: Food
- 85-90: Negotiations
- 91-95: Laundry
- 96-100: Entertainment
100 Frugal Tips
- invest in life insurance (Ethos)
- rely on wishlist to prioritize importance of whether you need items or not
- use GoodRx prescriptions to save up to 80% for insurance
- log your purchases throughout the month
- envision a life with financial security (within 5-10 years)
- quit bad habits
- find multiple uses of one object or location (do multiple errands on a single trip to town)(use basic items you already have for multiple purposes)(when you arrive at gas station to fill up your vehicle, you can also take the strategic opportunity to buy a meal for the day from the gas station)
- set short-term financial goals
- eat less meat
- avoid eating out
- understand that saving is better than earning
- scan receipts with cashback apps (like Fetch/Ibotta/Upside)
- take advantage of offers/deals/point systems from credit card/debit card and browser service
- sign up for price comparison updating sites
- shop the international food aisles, since prices tend to be lower
- use Google Map to compare gas prices (ideally, you should find the closest gas stations, then find the lowest prices among them.)
- avoid going to stores to kill time
- improve credit score
- buy cheaper brands, generic brands
- buy strictly from a list
- buy ready-made meals
- buy quality for longetivity
- shop once a week to avoid impulse purposes
- shop for gifts throughout the year (or find your own unused items to make as gifts)
- shop after holidays (if you celebrate holidays)
- avoid brand loyalty
- take advantage of dormitory sales, filled with college students selling their stuff at end of spring semester (May specifically)
- if you must replace appliances, replace them with energy-efficient ones
- calculate per unit costs when buying in bulk
- only check amazon once a week
- remove saved cards from web browsers to avoid temptation of instant payment
- look for free stuff (like on Facebook Marketplace)
- avoid eye-level items at grocery stores
- shop produce in-season
- shop the sales
- do a savings challenge
- use cash to avoid credit card/debit card fees
- look for discount days at thrift stores, Goodwill, or discount stores like Dollar Tree
- sell unused items
- cash in on cans and bottles for recycling
- multiple streams of income
- make your own cleaner
- use foaming handsoap
- cut toothpaste containers to use remainder
- add water to (shampoo/body wash, etc.) bottles to use remainder
- cut or shave your own hair (or pay hairstyle students to cut your hair)
- learn to love your natural hair
- use less soap/detergent than what the manufacturer requires
- unplug appliances that are not used
- decluttering home
- don\’t waste water
- actually read user manuals of appliance in order to save electricity
- exercise at home
- use youtube before seeking professional help; it will help you itemize the problems you might be happening
- learn to sew in order to use patches and repurpose old, shrinking clothes
- invest in thermal wear (for winter or colder weather)
- carry a reuseable water-bottle/coffee cup; including out at work
- use one cup per day throughout the day
- have emergency fund to avoid debt
- refinance your house (if you are a homeowner)
- make use of public transportation
- assemble your own IKEA furniture
- survive on a simple wardrobe
- collect change wherever you find it
- save some physical money
- turn off lights and replace it with sunlight
- make your own curtains
- shine shoes with petroleum jelly
- double-check medical bills
- downgrade vehicle to a used vehicle or continue riding paid-off vehicle
- invest in a handcrank charger for smaller electronics like iphones
- save dessicants; repurpose boxes from products you bought as storage for the products so they don\’t collect dust
- set up direct debits the day you get paid on to multiple accounts for different priorities (such as housing, food, expenses, taxes, and investments)
- take advantage of library\’s opportunities accessible through a library card (such as book checkouts or free events)
- buy a die-cutting machine if you love personalizing your products
- host a potluck
- store vegetables in ziplock bag with a paper towel inside to absorb moisture
- eat from pantry of leftovers
- bring snacks when doing errands to avoid cravings
- prepare your own signature meals and protein shakes
- eat less food
- grow your own food
- use freezer to preserve food
- brew your own coffee/tea
- ask a referral program from a plumber or ac repairman (word-of-mouth is important marketing for them)
- have a support network in place (Promise something in exchange for aid)
- aggressively negotiate phone deals
- push for more from your employer (such as salary negotiation)
- spend less time with expensive friends that involve spending
- see if your insurance company offers freebies when you stay healthy
- zip zippers before doing laundry to protect clothes and zippers from being bent
- hang-dry as many clothes as you can.
- put a towel in the dryer to absorb water and save drying time
- use dryer balls in laundry to reduce drying time
- wash clothes in cold water
- cancel cable; replace with a streaming service (or have no streaming service at all and rely on youtube)
- at-home date nights; general at-home entertainment
- go to movies or events during the day to get matinee tickets
- look at free events in town
- share cooking with other people (such as birthdays or celebrations)
How Does This Pertain To Worldbuilders?
Frugal tips are vital to worldbuilders since they may need to prioritize scaling down every other expense before their educational expenses. This includes student debt payments, or tuition if they are currently attending university. Worldbuilders would also make use of any research into whatever field they wish to develop a better understanding of, with history, government, religion, and mythology being the most prominent examples according to M. D. Presley.
BONUS Frugal Tip
(7/3/24)
- Implement the Pareto Principle into your life; in other words, take a part of your life (ex. food), find the vital few to produce the useful many.
Sources
- Brynn, Laura. \”7 Frugal Lifestyle Tips || $5500 easily saved!\” YouTube. 2023.
- Frugal Creative Living. \”60 Money-Saving Hacks to Slash Your Monthly Budget! | Frugal Living Tips.\” YouTube. 2023.
- Kristin Stones, Cents & Purpose. \”50 FRUGAL LIVING TIPS That Really Work | How we live frugally to SAVE MONEY.\” YouTube. 2023.
- Homegrown Hillary. \”75 Hacks to Save Money! | Frugal Living Tips.\” YouTube. 2023.
- Palmer, Andrea Ella. \”How to Volunteer Abroad for Free.\” GoOverseas. 2023.
- Perez, Olivia Christine. \”40 Fundraising Ideas for Study Abroad.\” Go Overseas. 2018.
- Porritt, Liam. \”20 Habits Of Frugal People In 2023.\” YouTube. 2023.
- Presley, M. D. “Fantasy Worldbuilding Survey Results.” M. D. Presley.
- Smith, Kelly Anne. \”50 EASY FRUGAL LIVING TIPS TO SAVE MONEY FAST | Frugal Habits That Actually Work.\” YouTube. 2022.
- Tae Kim – Financial Turtle. \”15 Frugal Life Skills To Master In 2023.\” YouTube. 2023.
- Weddle, Steven. \”Serena’s Fundraising Success Story.\” Volunteer Forever. 2014.